The Financial Pyramid & Insurance

Build the foundation before the roof: The pyramid peak is "Wealth Accumulation & Investing" (stocks, crypto, real estate), but the bedrock base is always "Wealth Protection".

Weak base = Total collapse: Without life and health insurance, a sudden medical catastrophe forces you to liquidate investment portfolios or sell properties at a loss to pay bills.

The true purpose: Insurance doesn't exist to make you rich; it is the "defensive fortress" protecting your wealth from being wiped out by health crises.