Free-Look Period
Free-Look Period: You get 15 days from receiving physical policy documents (30 days for online/telemarketing purchases) to cancel.
Almost full refund: The insurer refunds premiums paid, deducting only a minor processing fee (~500 THB) and medical exam costs (if applicable).
Action step: Review policy terms immediately upon delivery; if terms differ from what was promised, file a cancellation within the free-look window.



