My Smart Index 18/8

Index-linked savings insurance — pay premiums for just 8 years, covered for 18. Guaranteed maturity benefit of 808% of sum insured. No medical exam required.

• 18-year coverage, premiums paid over 8 years only
• Guaranteed lump sum at maturity: 808% of sum insured (end of policy year 18)
• Increasing death benefit up to 840% of sum insured
• Index-linked returns from policy year 2, referencing the BNP Paribas Multi-Asset Fortitude RC ER Index
• No medical exam or health questionnaire required
• Coverage from age 1 month 1 day up to 70 years
• Sum insured: 50,000 - 5,000,000 THB
• Tax deduction up to 100,000 THB/year
• Sum insured cannot be increased/decreased and no additional riders can be attached after issuance
• Real example from the official brochure: total premiums paid over 8 years = 800,000 THB (sum insured 100,000 THB) → at maturity in year 18, a guaranteed lump sum of 808,000 THB (808%) plus an illustrative (non-guaranteed) index-linked return example of 498,372 THB → combined total of approximately 1,306,372 THB. Actual index-linked returns will vary with market conditions at the time.